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First Bank® Visa® Business Travel CardQuick Summary: This is a Visa travel rewards card, issued by Elan Financial Services . You can expect travel related rewards earned for purchases made. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 7.99%* and may be as high as 20.99%* Variable*, depending on your credit worthiness*.Important Rates: There is an introductory APR of 0.00% for 6 Billing Cycles*. There is also a balance transfer offer APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.
There is an annual fee of 50* for this card. Rewards: This is a travel rewards card, where you can expect to earn rewards for leisure or travel. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 750 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the First Bank® Visa® Business Travel Card is at least 25 days*. So interest charges will not be applied during those days. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 750, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: Visa Business Travel is the premier credit card for the business traveler, offering double reward points on airline, train, car rental and hotel bookings. Rewards include unlimited 1% cash back, airfare, merchandise, and gift cards from popular merchants, plus exclusive travel benefits such as concierge and hotel discounts. The Visa Business Travel card has a $50 company fee and no extra fees for employee cards.
- The richest rewards on all company spending
- Travel on any airline without frequent flyer program restrictions
- Exclusive concierge service and special travel discounts
- Company spending reports
- Consolidated billing
- A low annual company fee
- Free employee cards with spending controls
Rewards Program
- Unlimited 1% cash back
- Double reward points on airline, train, car rental and hotel bookings
- Roundtrip airline ticket at 25,000 points
- The richest travel, gift certificates, and merchandise rewards
- Distribute reward points to individual accounts or pool to a company account
- Choose Your Own Rewards €“ redeem reward points for any card purchase
- Redeem reward points by calling the Rewards Center at 1-888-229-8864 or by going online to myaccountaccess.com after Online Account Access is set up
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Business Card Rate Comparison
| APR | 7.99%* - 20.99%* Variable* | | Avg. APR | 11.14%** | | Annual Fee | $50* | | Avg. Annual Fee | $12.04** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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