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Related Card Offer: Discover® Business Card APR: 13.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Cash Back Apply Now

First Bank® Visa® Business Travel Card

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 710 is recommended for a higher chance of approval for the First Bank® Visa® Business Travel Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the First Bank® Visa® Business Travel Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 710, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• Company Name on Card - Lends visibility.
  
• Improve Cash Flow - With flexible repayment terms, Cardmembers have the choice of paying in full each month, making just the minimum payment (usually 2% of the balance), or any amount in between. Use your card and enjoy up to 25 days before your payment is due.
  
• Expense Control - Effectively separates business and personal charges to ensure accurate, comprehensive expense tracking.
  
• Streamline Accounts Payable - Use your card and write just one check per month. You cut check writing costs and have a complete record of all transactions.
  
• Tax Advantage - Receipts and statements provide documentation for tax filing, audits and expense management. When the card is used exclusively for business, interest charges may be tax deductible.
  
• Free Year-End Reporting - A year-end report summarizing total spending for the year, by charge category, to assist with taxes and budgeting, is automatic. Monthly reporting is also available at an additional fee.
  
• Consolidated Company Statement - Companies receive central billing in one statement each month showing all of the companies' charges at a single glance. Charges are grouped by cardmember. This simplified bookkeeping reduces the number of vendor payments and helps track expenses for tax and accounting purposes.

Business Benefits

• Worldwide Acceptance - Accepted at more than 22 million locations around the globe.
  
• Travel Insurance - Travel and accident coverage at no extra cost when the fare is charged to the Business Visa.
  
• Travel Assistance
  
  
  
  • Lost ticket and luggage replacement assistance
    
  • Emergency roadside dispatch
    
  • Medical and legal assistance
  
  
• Car Rental Discounts - Save on auto rentals at Avis, Alamo, Hertz, or National.
  
• Collision/Damage Insurance - Save up to $20 per day on the high cost of car rental collision/damage insurance.
  
• 24-Hour Cardmember Service - 1-866-552-8855. When your card is lost or stolen, we're here for you every hour, every day.

Business Protection

• Extended Warranty - Manufacturer's warranties are doubled for a maximum of one year.
  
• Theft Protection - Cardmembers are not responsible for unauthorized charges as soon as the card is reported lost or stolen. Replacement cards are sent within 48 hours.
  
• Liability Protection - Protects companies up to $10,000² against eligible losses that might be incurred through card misuse by a terminated employee.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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