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Discover® More® Card - Sealife CollectionQuick Summary:
This is a Discover cash back rewards card issued by Discover Card. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.99*%.Important Rates:
There is an introductory APR as low as 0.00% for 6 months*. There is also a balance transfer offer APR as low as 0.00% for 6 months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 819 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Discover® More® Card - Sealife Collection is at least 25 days*. So interest charges will not be applied during those days. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you may have a better chance for approval than previously denied applicants. Furthermore, if your FICO score is close to or higher than 819, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: - 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | As low as 11.99*% | | Avg. APR | 13.04%** | | Annual Fee | $0* | | Avg. Annual Fee | $10.18** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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