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This is a special offer. Please see the offer details for more information.This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Discover Excellent Credit $0 0.00% for 12 billing cycles on Balance Transfers and Purchases 13.74% Cash Back 25 DaysBusiness  

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Discover Business Card

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Discover® Business Card

Quick Summary:
This is a Discover cash back rewards card issued by Discover Card. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 13.74%.

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.74% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 775 is recommended for a higher chance of approval for the Discover® Business Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Discover Business Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

Approval Rate:
The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 775, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

No other card rewards you like the Discover® BusinessCard. Enjoy a 0% Introductory APR* on Balance Transfers and CardPurchases for 12 months and earn 5% Cashback Bonus® on office supplies, 2% Cashback Bonus on gas and up to 1% Cashback Bonus on allother purchases*. Plus, pay no annualfee and add free employee cards with customizable limits and monthly reporting on their spending.

Rewards and Benefits:


  • Earn $100 Cashback Bonus when you apply now**
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards

    Apply Now!



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Business Card Rate Comparison

APR13.74%
Avg. APR**10.64%
Annual Fee$0
Avg. Annual Fee**$6.09

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

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