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Related Card Offer: Sony Card from Capital One® APR: 13.90 - 24.90%* (V) Intro APR: 0.00% Annual Fee: $0 Rewards: Store Apply Now

1-2-3 REWARDS MasterCard®

Important Rates:
There is a balance transfer offer APR of 0.00% for 12 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 10.74% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 716 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the 1-2-3 REWARDS MasterCard® is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 67% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 716, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

You are automatically enrolled in the 1-2-3 REWARDS Program when your Account is opened. You earn between 1-5 points on net purchases made with your 1-2-3 REWARDS  MasterCard.® Accumulated points are exchanged for 1-2-3 REWARDS Certificates. Your 1-2-3 REWARDS Certificates are redeemable by you for purchases at the Kroger Family of Stores.* There are no limits on the amount of Reward points you can earn. Your Reward points will be awarded quarterly (in February, May, August and November) in $10 increments, if your Account is in good standing. Reward points are earned as follows:

• 1 point per dollar spent All Purchases outside Kroger Family of Stores*
  
• 2 points per dollar spent All Purchases inside Kroger Family of Stores* and fuel centers
  
• 3 points per dollar spent All Purchases of Kroger Family of Stores Own Brand Products**
  

When you use your 1-2-3 REWARDS MasterCard® to purchase Kroger Family of Stores Own Brand Products in one of the Kroger Family of Stores, you will receive a total of 5 points for every dollar of Purchases.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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