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Related Card Offer: Capital One® Classic Platinum APR: 14.65% Intro APR: 0.00% Annual Fee: $19 Apply Now

The REI® Visa Gold® Card

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 12.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.99% to the U.S. prime rate.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 672 is recommended for a higher chance of approval for The REI® Visa Gold® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for The REI® Visa Gold® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 672, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• 1% Rebate on Everyday Spending*
  
• More Back on REI Purchases** than with other bankcards
  
• No Annual Fee
  
• REI Visa Gives Back to the Outdoors

* Rebate is earned on net non-REI purchases only. Balance transfers, convenience checks, cash advances, finance charges and fees are not eligible.

** A full member refund (typically 10%) is earned on eligible REI purchases when you use your REI Visa card. With any other bankcard, your refund is 2% less. No member refund on discounted items, gift cards/certificates, services, fees or travel.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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