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Card Basics

 

Type Credit Needed Category Annual Fee Intro APR Regular APR Rewards Grace Period
Store Poor Credit Consumer $0* N/A* 26.99%* (Variable)* None 20 Days*

Chevron Credit Card

Related Card Offer:
Horizon Gold Credit Card
APR:0%*
Intro APR:None
Annual Fee:See Terms
Horizon Gold Credit Card
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Chevron® Credit Card

Quick Summary:
This Store offer is issued by Chevron Credit Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 26.99%* (Variable)*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 23.74% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 405 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Chevron® Credit Card is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 20 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 70% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 405, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:


  • Convenient 24/7 Cash Access*
  • Now available! Easy cash access 24/7 at any ATM with the Cirrus Symbol.
  • Peace of Mind with Zero Fraud Liability*
  • You will not be liable for unauthorized charges regardless of the amount.
  • Special Introductory Offer
  • Enjoy fuel credits of 10˘ per gallon for 60 days.




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR26.99%* (Variable)*
Avg. APR15.67%**
Annual Fee$0*
Avg. Annual Fee$43.7**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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