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Chevron® Basic CardQuick Summary:
This Store offer is issued by Chevron Credit Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 21.49*%.Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 14.99% to the U.S. prime rate.
There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $50 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information. Rewards:
This is not a rewards card. Although the APR is 21.49*% Variable and there are no rewards, you may want to consider that this card does not* have a annual fee. Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 563 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Chevron® Basic Card is at least 20 days*. So interest charges will not be applied during those days. This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog. Approval Rate:
There were 10 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 70% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Poor Credit" then you may have a better chance for approval than previously denied applicants. Furthermore, if your FICO score is close to or higher than 563, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: Join the millions of customers who've chosen the Chevron Basic Card. With thousands of stations in the United States and Canada it's the most convenient card to carry. There's no need to carry cash - especially when you pay at the pump.
There's no annual fee for the Chevron Basic Card. We also offer revolving credit terms to help you manage your budget, and our itemized monthly statement will help you track expenses.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 21.49*% Variable | | Avg. APR | 13.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $10.39** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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