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Amtrust Bank Platinum Plus® for BusinessQuick Summary: This MasterCard offer is issued by FIA Card Services. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 4.24*%(V) - 15.24*%(V) and may be as high as 15.24%*, depending on your credit worthiness*.Important Rates: There is a balance transfer offer APR as low as 2.99% 5 billing cycles*. The lowest available APR is variable (V), meaning that the rate can change as U.S. prime rates fluctuate. The standard rate is currently listed as 4.24*%(V) - 15.24*%(V). Additionally, you can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add .99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards: This is not a rewards card. However, depending on your intended use, the low rate of 4.24%* may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval for the Amtrust Bank Platinum Plus® for Business, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Amtrust Bank Platinum Plus® for Business is at least 20 days*. So interest charges will not be applied during those days. This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 735, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Promotional 2.99% APR (on cash advances, including cash advance checks and balance transfers)*
- High credit lines*** - Create working capital instantly
- With the optional Rewards Program, each enrolled cardholder will receive 2,000 free bonus points after their first purchase*****
- Important Tax Benefits - Interest on business expenses may be tax deductible**
- Employee Misuse Insurance Protection ***
- Additional Cards for Your Employees - Request as many as you need! You can set their individual credit lines so you control how much is spent***
- Card Financials Onlinesm - Secure access to online account information and reporting 24 hours a day
- No Annual Fee
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Business Card Rate Comparison
| APR | 4.24%* | | Avg. APR | 8.77%** | | Annual Fee | $0* | | Avg. Annual Fee | $12.72** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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