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MasterCard Poor Credit See Terms None 19.50% None 25 DaysConsumer  

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Imagine Gold MasterCard

Related Card Offer:
First PREMIER® Bank Platinum Credit Card
APR: 7.90%
Intro APR: None
Annual Fee: $See Terms
First PREMIER® Bank Platinum Credit Card
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Imagine Gold MasterCard®

Quick Summary:
This MasterCard offer is issued by First Bank of Delaware. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 19.50%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 19.50% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 11.50% to the U.S. prime rate.

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO score of at least 368 is recommended for a higher chance of approval for the Imagine Gold MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Imagine Gold MasterCard® is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 368, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

The Imagine® Gold MasterCard® comes with the power of MasterCard® and these additional benefits:



  • Gain Acceptance at Millions of Locations Worldwide - use your card everywhere MasterCard® Credit Cards are accepted
  • The Imagine® Gold MasterCard® Credit Card reports to all the major credit bureaus
  • Review your account information and complete purchases online




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Consumer Card Rate Comparison

APR19.50%
Avg. APR**11.74%
Annual FeeSee Terms
Avg. Annual Fee**$8.42

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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