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MasterCard Good Credit $0* 1.90% for 9 Billing Cycles on Balance Transfers 13.24%* - 19.24%* Variable* Investment 23 Days*Consumer  

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Emigrant Direct MasterCard

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Emigrant Direct MasterCard®

Quick Summary:
This MasterCard, issued by Barclays Bank, Delaware may offer investment rewards with special savings or investment privileges based on your total spending. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 13.24%* and may be as high as 19.24%* Variable*, depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR of 1.90% for 9 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card offers investment rewards for purchases, where you can expect deposits or points into an investment account based on your total spending.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 706 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Emigrant Direct MasterCard® is at least 23 days*. So interest charges will not be applied during those days.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 706, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Get cash back with the EmigrantDirect MasterCard*. Get 1.40% cash back on purchases when you maintain a $10,000 average daily balance in your American Dream Savings Account*

  • No Annual Fee for Account Holders*
  • Up to 1.40% Cash Back on all of your purchases based on saving account minimum balance requirement*
  • Rebates deposited directly into your EmigrantDirect AmericanDream Savings Account twice annually*
  • Save More Money! Get a great low introductory rate when you transfer balances from other cards
  • No cap to your cash back potential
  • Cash back can be earned on every dollar in net retail purchases*
  • PLUS... Great MasterCard® benefits
  • Access your account 24/7




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR13.24%* - 19.24%* Variable*
Avg. APR14%**
Annual Fee$0*
Avg. Annual Fee$11.63**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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