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China Airlines World MasterCard®Quick Summary:
This is a MasterCard airline rewards card issued by Barclays Bank, Delaware. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 15.49%.APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.49% to the U.S. prime rate. Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 670 is recommended for a higher chance of approval for the China Airlines World MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the China Airlines World MasterCard® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 670, then your chance of approval may be greater than other applicants. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- 7,500 Bonus miles on first use*
- Up to 5,000 Bonus miles for Balance Transfers*
- 2 miles for every $1 spent on China Airlines travel**
- 1 mile for every $1 spent anywhere else**
- Low $59 Annual Fee
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 15.49% | | Avg. APR** | 12.29% | | Annual Fee | $59 | | Avg. Annual Fee** | $8.7 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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