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Visa Good Credit $0* 0.00% for 6 Billing Cycles on Purchases and Balance Transfers* 12.15%* - 24.15%* Variable* Other 25 Days*Consumer  

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BB&T Visa Platinum Card

Quick Summary:
This Visa rewards card is issued by BB&T Bankcard Corporation and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 12.15%* and may be as high as 24.15%* Variable*, depending on your credit worthiness*.

Important Rates:
There is an introductory APR of 0.00% for 6 Billing Cycles*. There is also a balance transfer offer APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.9% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 708 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the BB&T Visa Platinum Card is at least 25 days*. So interest charges will not be applied during those days.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 708, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

The BB&T VisaŽ Platinum Card gives you convenient credit for everyday items or special purchases. Accepted at over 32 million locations worldwide, the BB&T Visa Platinum Card comes with zero liability for unauthorized use and easy online account management with BB&T Credit Card Connection.



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR12.15%* - 24.15%* Variable*
Avg. APR14%**
Annual Fee$0*
Avg. Annual Fee$11.63**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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