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Visa Fair Credit $0* 0.00% for 6 billing cycles on Balance Transfers 12.24%* Variable* None 20 Days*Student  

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State Farm Student Visa Credit Card

Related Card Offer:
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APR: 12.99%* (V)
Intro APR: 0.00%
Annual Fee: $0
Rewards:Cash Back
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State Farm Student Visa Credit CardŽ

Quick Summary:
This Visa offer is issued by State Farm Bank. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 12.24%* Variable*.

Important Rates:
There is a balance transfer offer APR of 0.00% for 6 billing cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.99% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is not a rewards card. Although the APR is 12.24%* Variable* and there are no rewards, you may want to consider that this card does not* have a annual fee.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 645 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the State Farm Student Visa Credit CardŽ is at least 20 days*. So interest charges will not be applied during those days.

Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 645, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

Designed to fit a student's lifestyle!
Get big deals on cool stuff with Visa Student Online Rewards.

Rewards and Benefits:

ˇ No annual fee
ˇ A competitive rate
ˇ Cash advance privileges via ATM
ˇ 24 Hour Good Neighbor ServiceŽ
ˇ Online access anytime
ˇ Zero Fraud Liabilty
ˇ Lost/Stolen card protection
ˇ Worldwide Visa credit card acceptance



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Student Card Rate Comparison

APR12.24%* Variable*
Avg. APR13.79%**
Annual Fee$0*
Avg. Annual FeeNot Available

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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