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State Farm Platinum Rewards Visa®Quick Summary:
This Visa rewards card is issued by State Farm Bank and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%* and may be as high as 14.24%* Variable*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 2.90% for 6 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 4.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 729 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the State Farm Platinum Rewards Visa® is at least 20 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 729, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details:
- Competitive rates on purchases
- No Annual Fee
- No Balance Transfer Fees
- Cash advance privileges via ATMs and convenience checks
- Zero Fraud Liability
- Lost/Stolen card protection
- Worldwide Visa credit card acceptance
- 24 Hour Good Neighbor Service®
- Online access anytime
- Warranty Manager Program
- $250,000 Travel Accident Insurance
Rewards
and Benefits:Platinum and Classic cardholders are eligible for the State Farm Bank® Visa® Rewards Program, known as €œState Farm Dollars.€ť At the end of each account cycle, as a platinum or classic cardholder, you earn a full 1% on every purchase. Returned merchandise will be deducted from the amount of new purchases.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 9.99%* - 14.24%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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View rates and fees for all cards.
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