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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Fair Credit $0 None Varies* None 20 DaysStudent  

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Bank of America Student Platinum Plus Visa

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Bank of America® Student Platinum Plus® Visa®

Quick Summary:
This Visa offer is issued by Bank of America. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 15.99%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 15.99% will apply immediately. We do not have privileges to show the APR due to certain constraints. Please see the card issuer's terms and conditions regarding APR's because the APR Varies*.

Rewards:
This is not a rewards card. Although the APR is 15.99% and there are no rewards, you may want to consider that this card does not* have a annual fee.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. The recommendation made by the card issuer is broad, currently between 600-650.

Other Basics:
The grace period listed for the Bank of America® Student Platinum Plus® Visa® is at least 20 days. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for fair credit, numerous factors may influence this rate, including the APR, fees, or past applicants credit record and income levels. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 600, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • Build your credit history
  • No cosigner required
  • No Annual Fee
  • Receive a $25 statement credit after qualifying transactions
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, NA



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Student Card Rate Comparison

APRAPR Varies*
Avg. APR**13.88%
Annual Fee$0
Avg. Annual Fee**$1.12

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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