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Total Rewards® Visa® by Harrah's EntertainmentQuick Summary:
This Visa entertainment rewards card is issued by Bank of America. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90% and may be as high as 15.99%, depending on your credit worthiness*.APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This is a rewards card that offers leisure or entertainment rewards. Entertainment rewards normally offer the cardholder with rewards related to gaming or national clubs. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 739 is recommended for a higher chance of approval for the Total Rewards® Visa® by Harrah's Entertainment, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Total Rewards® Visa® by Harrah's Entertainment is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 739, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere-at the grocery store, mall gas station, online, even when you pay recurring monthly bills
- These Reward Credits will be added to your Total Rewards account balance, which can also earned by your gaming play at any Harrah's Operating Company casino
- 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first twelve billing cycles
Other Remarks:
APRs:
9.9% for Platinum Plus Accounts
13.99% for Preferred Accounts
0% Introductory APR for Balance Transfers * Cash Advance Checks through your first twelve statement Closing Dates.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.22% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.01 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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