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Elvis Presley Foundation WorldPoints® Platinum Plus®Quick Summary:
This Visa rewards card with flexible options is issued by Bank of America. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90% and may be as high as 15.99%, depending on your credit worthiness*.APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 780 is recommended for a higher chance of approval for the Elvis Presley Foundation WorldPoints® Platinum Plus®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Elvis Presley Foundation WorldPoints® Platinum Plus® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 780, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- The most rewarding choices—Redeem WorldPoints for travel, brand-name merchandise, gift certificates from top retailers, or unlimited cash rewards.§ Redemption levels start as low as 2,500 points.
- Earn one point for every dollar in purchases. Use your card for everyday purchases, recurring bills, or major expenses, and watch your WorldPoints grow even faster!
- The most personal service—24-hour access to MyConciergeSM is like having your own personal assistant who can help get great seats at entertainment and sporting events, make last-minute dinner reservations, arrange tee times, and more!
- Online account access—get up-to-the-minute account information, schedule online payments, review recent statements and much more.
- FREE§§ new authentic Elvis collectible after qualifying use(s) of your account!§§ This is an officially licensed, signature classic 8" x 10" framed photograph of Elvis Presley -- a $60 retail value!
- Every purchase you make with the Elvis Presley Visa® credit card generates a contribution to the Elvis Presley Charitable Foundation to do good works for less fortunate and homeless people—at no additional cost to you.
- 10% off all catalog purchases, and souvenir and gift shop merchandise.§§§
- 10% off Heartbreak Hotel® room rates and merchandise.§§§
- 10% off Graceland Platinum Tour Admission.§§§
- Free parking when touring Graceland (subject to availability).§§§
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.*
- No Annual Fee
Other Remarks:
APRs:
9.9% for Platinum Plus Accounts
15.99% for Preferred Accounts
0% Introductory APR for Balance Transfers * Cash Advance Checks through your first twelve statement Closing Dates.
*Please view and verify the card offer's terms and
conditions regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.35% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.23 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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