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Related Card Offer: Citi® Diamond Preferred® Rewar... APR: 12.99%* (V) Intro APR: 0.00% Annual Fee: $0 Rewards: Flexible Apply Now

Target REDcard Visa®

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 4.99% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 705 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Target REDcard Visa® is at least 25 days*. So interest charges will not be applied during those days.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 50% of those applicants were approved.

This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 705, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

When you open a REDcard account with Target, you deserve a little instant gratification. So right away, you'll receive a certificate good for a 10% off day at Target and 10% off an entire purchase at Target.com. When you sign up online, you can use your 10% discount immediately (ultra-instant gratification) or wait for it to come with your actual REDcard in a few days.

• 10% off day with new account
  
• Target rewards
  
• Target pharmacy rewards
  
• Take charge of education
  
• Manage my REDcard
  
• SafetyNet
  
• Protect your identity
  
• Automatic bill pay

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.   Search Options:  Consumer credit card database All credit cards

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.