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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Excellent Credit $0 0.00% for 12 billing cycles on Balance Transfers and Purchases 10.99% to 19.99%* Flexible Options 20 DaysConsumer  

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Chase Flexible Rewards Platinum Visa Card

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Chase Flexible Rewards Platinum Visaź Card

Quick Summary:
This Visa rewards card with flexible options is issued by Chase. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99% and may be as high as 19.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 753 is recommended for a higher chance of approval for the Chase Flexible Rewards Platinum Visaź Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Chase Flexible Rewards Platinum Visa Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported. The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 753, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visaź card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:



  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.



Rewards and Benefits:


  • Earn 1 point for every dollar spent1
    Earn travel fast! All your purchases earn you points.
  • Earn airline tickets, hotel stays, or car rentals
  • 0% introductory APR* for up to 12 months on all purchases and balance transfers. Save even more with low rates.
  • The time period for the introductory APR and the balance transfers to which it will apply will be based in our review of your application and credit history.
  • No Annual Fee
  • Apply Now and Start Earning Points!


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Consumer Card Rate Comparison

APR10.99%
Avg. APR**12.11%
Annual Fee$0
Avg. Annual Fee**$8.38

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

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