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Related Card Offer: Citi® Diamond Preferred® Card APR: 11.99 - 21.99%* (V) Intro APR: 0.00% Annual Fee: $0 Apply Now

GM Flexible Earnings Card

Important Rates:
There is a balance transfer offer APR of 0.00% for 12 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 10.74% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card can be used for automotive rebates, where you can expect rewards or discounts for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 711 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the GM Flexible Earnings Card is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 75% of those applicants were approved.

This card has a poor approval or acceptance rate. Since this is a card for good credit, there may be a fairly strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 711, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

The new GM Flexible Earnings Card allows customers to redeem Earnings for Cash Back in addition to GM Vehicle Rewards, giving them even more choice for rewards! The GM Flexible Earnings card offers users an introductory APR of 0% for a full 12 months and 1% Earnings on every single credit card purchase. Those Earnings can be redeemed for cash back or applied toward any new vehicle purchase. The Earnings are tripled to 3% when customers redeem for a brand new, eligible GM car, truck or SUV. Apply today!

• 0% introductory APR for 12 months (on balance transfers)
  
• A full 1% cash back option
  
• A full 1% earnings toward any other new vehicle
  
• Triple your earnings to 3% toward an eligible, new GM vehicle
  
• No annual fee
  

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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