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Visa Fair Credit $0 0.00% for 6 months on Balance Transfers and Purchases 14.99% Automotive 20 DaysStudent  

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Citi Driver's Edge Card for College Students

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Related Card Offer:
Citi® Platinum Select® Card for College ...
APR: 12.99%
Intro APR: 0.00%
Annual Fee: $0
Citi® Platinum Select® Card for College ...
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Citi® Driver's Edge® Card for College Students

Quick Summary:
This is a Visa automotive rebate rewards card issued by Citibank. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 14.99%.

APR's:
There is an introductory APR as low as 0.00% for 6 months . This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate.

Rewards:
This card can be used for automotive rebates, where you can expect rewards or discounts for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 675 is recommended for a higher chance of approval for the Citi® Driver's Edge® Card for College Students, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Citi® Driver's Edge® Card for College Students is at least 20 days. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved. This card has a very poor approval or acceptance rate. Since this is a card for fair credit, numerous factors may influence this rate, including the APR, fees, or past applicants credit record and income levels. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 675, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • Earn rebates towards any car, new or used**
  • Build your credit history
  • Free Online Account Management
  • $0 liability on unauthorized purchases
  • No annual fee



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Student Card Rate Comparison

APR14.99%
Avg. APR**13.88%
Annual Fee$0
Avg. Annual Fee**$1.12

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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