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Citi® Gold / AAdvantage® World MasterCard®Quick Summary: This is a MasterCard airline rewards card issued by Citibank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 14.99%.APR's: There is not an introductory APR for this card, so the lowest or standard rate of 14.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate. Rewards: This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 726 is recommended for a higher chance of approval for the Citi® Gold / AAdvantage® World MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Citi® Gold / AAdvantage® World MasterCard® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 726, then your chance of approval may be greater than other applicants. Approval Time: Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 14.99% | | Avg. APR** | 12.28% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.3 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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