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Citi® mtvUTM Platinum Select® Visa® CardQuick Summary: This Visa rewards card is issued by Citibank and offers unique rewards not listed in our current rewards categories. This card may be restricted to college students with a good to perfect credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 13.99%* and may be as high as 21.99%* (Variable)*, depending on your credit worthiness*.Important Rates: There is a purchase introductory APR of 0.00% for 7 Months *. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 13.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards: This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections. Credit Record Needed: Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 676 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Citi® mtvUTM Platinum Select® Visa® Card is at least 23 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 676, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: - No Cosigner Required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn up to 2000 ThankYou Points twice a year for having a good GPA
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Student Card Rate Comparison
| APR | 13.99%* - 21.99%* (Variable)* | | Avg. APR | 14.02%** | | Annual Fee | $0* | | Avg. Annual Fee | Not Available | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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