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Visa Good Credit $0 0.00% for 6 months on Balance Transfers and Purchases 13.99% Other 20 DaysStudent  

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Citi mtvU Platinum Select Visa Card for College Students

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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Quick Summary:
This Visa rewards card is issued by Citibank and offers unique rewards not listed in our current rewards categories. This card may be restricted to college students with a good to perfect credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 13.99%.

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.99% to the U.S. prime rate.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 708 is recommended for a higher chance of approval for the Citi® mtvU™ Platinum Select® Visa® Card for College Students, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Citi® mtvU™ Platinum Select® Visa® Card for College Students is at least 20 days. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
This card has a poor approval or acceptance rate. Since this is a card for good credit, there may be a fairly strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 708, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • No Annual Fee
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Student Card Rate Comparison

APR13.99%
Avg. APR**13.88%
Annual Fee$0
Avg. Annual Fee**$1.12

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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