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Type	Credit Needed	Category	Annual Fee	Intro APR	Regular APR	Rewards	Grace Period
	Excellent Credit	Consumer	$0*	0.00% for Up To 12 Months on Balance Transfers	As low as 8.24%* (Variable)*	Store Specific	23 Days*

AT&T Universal Savings & Rewards Card
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Related Card Offer:
BankAmericard Cash Rewards™ Credit Ca...

APR:	12.99 - 22.99%* (V)
Intro APR:	0.00%
Annual Fee:
Rewards:	Cash Back

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AT&T Universal Savings & Rewards Card

Important Notice: This Citibank credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience.

Offer Details:

Up to 10% savings for the first 12 months on AT&T purchases
1 ThankYou Point for every dollar you spend on non-AT&T purchases
0% APR* on Balance Transfers for up to 12 months
No Annual Fee
Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

Consumer Card Rate Comparison

APR	As low as 8.24%* (Variable)*
Avg. APR	15.69%**
Annual Fee	$0*
Avg. Annual Fee	$43.39**

** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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