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Chase Platinum Visaź Business CardQuick Summary: This Visa offer is issued by Chase. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 8.99% and may be as high as 19.99%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate. Rewards: This is not a rewards card. However, depending on your intended use, the low rate of 8.99% may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 740 is recommended for a higher chance of approval for the Chase Platinum Visaź Business Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Chase Platinum Visa Business Card is at least 20 days. So interest charges will not be applied during those days. This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 740, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
- Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
- No Annual Fee
- Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
- Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Business Card Rate Comparison
| APR | 8.99% | | Avg. APR** | 10.64% | | Annual Fee | $0 | | Avg. Annual Fee** | $6.09 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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