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HSBC MasterCard BusinessCard®Quick Summary:
This MasterCard offer is issued by HSBC Bank. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 10.99%.APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate. Rewards:
This is not a rewards card. Although the APR is 10.99% and there are no rewards, you may want to consider that this card does not* have a annual fee. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 701 is recommended for a higher chance of approval for the HSBC MasterCard BusinessCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the HSBC MasterCard BusinessCard® is at least 25 days. So interest charges will not be applied during those days. This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 701, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: For all of your business related expenses. The HSBC MasterCard BusinessCard® Card is an excellent cash management solution for your business. Use it for office improvements, travel or every day expenses.
Maximize cash flow!
- Individual cards for designated employees, branded with your company or organization name.
- Individual spending limits with a credit line up to $25,000.
- A monthly cardholder statement for every user.
- Easy reconciliation with consolidated company-level billing.
- Free year-end summary statement.
Earn reward points with your card
- BusinessCard Rewards in an optional rewards program that awards points for card purchase activity.
- Points can be redeemed for free air travel, ultimate sports experiences and gift cards to restaurants, retailers and cruises.
- $25 annual fee* per account for the program.
Take advantage of our low rates!
- 0% introductory APR* for six months from account-opening on all purchases, cash advances and balance transfers.
- No balance transfer or line of credit fees for the first six months.
- No annual fee!
No fee overdraft protection and more
- 25-day grace period on purchases before interest begins to accrue. .
- Repayment terms that match your business cash flow.
- Overdraft protection.
Other Remarks:
Optional rewards program for $25 per year. per year.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Business Card Rate Comparison
| APR | 10.99% | | Avg. APR** | 10.63% | | Annual Fee | $0 | | Avg. Annual Fee** | $5.96 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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