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Platinum Business FreedomPass® Credit CardQuick Summary: This is a AMEX travel rewards card, where you can expect travel or even airmiles earned for purchases made. This card is issued by American Express. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 8.99% and may be as high as 14.99%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 12 months. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate. Rewards: This is a travel rewards card, where you can expect to earn rewards for leisure or travel. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 788 is recommended for a higher chance of approval for the Platinum Business FreedomPass® Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Platinum Business FreedomPass® Credit Card is at least 25 days. So interest charges will not be applied during those days. This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 788, then your chance of approval may be greater than other applicants. Approval Time: Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- 5,000 point welcome bonus with first purchase
- Earn 1 point for virtually every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise - up to $100 off for every 7,500 points
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more.
*Please view and verify the card offer's terms and
conditions regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Business Card Rate Comparison
| APR | 8.99% | | Avg. APR** | 10.56% | | Annual Fee | $0 | | Avg. Annual Fee** | $6.23 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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