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The Platinum Edition® Visa® CardQuick Summary:
This Visa offer is issued by First National Bank Omaha. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%* and may be as high as 17.99%* (Variable)*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 0.00% for 12 Billing Cycles*.There is also a purchase introductory APR of 0.00% for 12 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 6.74% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is not a rewards card. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 722 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for The Platinum Edition® Visa® Card is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 722, then your chance of approval may be even greater. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details: No annual fee and 0% Introductory rate on purchases and balance transfers.
Rewards
and Benefits:
- Zero Liability Protection Your card information is protected 24/7 and you won't be held liable for unauthorized purchases made with your card or account information.
- FirstGuard® As the amount of identity theft grows in the United States, it is important that your card has protection built in. FirstGuard® helps keep your identity safe through fraud monitoring, guaranteed credit and identity theft information.
- Purchase Protection Protects nearly everything you buy with your card against theft, accidental damage and fire within the first 90 days after purchase.
- Extended Warranty Doubles most manufacturers' original U.S. warranties on items you purchase with your card.
- Travel Accident Insurance You and your family will be protected at no extra cost to you when you charge the entire amount of your travel tickets to your credit card.
- Auto Rental Insurance Provides coverage in excess of other insurance against damage to or loss of a rental vehicle. Eliminates the need to purchase insurance from the car rental agencies.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 9.99%* - 17.99%* (Variable)* | | Avg. APR | 15.88%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.75** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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View rates and fees for all cards.
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