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Visa Good Credit $0 0.00% for 6 billing cycles on Balance Transfers 9.99% Other 25 DaysConsumer  

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Visa Signature Card

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Visa® Signature Card

Quick Summary:
This Visa rewards card is issued by First National Bank Omaha and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%.

APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 1.74% to the U.S. prime rate.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 701 is recommended for a higher chance of approval for the Visa® Signature Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Visa® Signature Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 701, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

First National Bank's Visa Signature card has so much to offer. With the First AirMiles RewardsSM program on our Visa Signature Cards, cardholders may choose from numerous hotels, airlines, merchandise and other classic rewards. Cardholders have access to the Visa Signature Concierge 24 hours a day, seven days a week, fine dining privileges, premium offers, and exclusive events. The Visa Signature card has no pre-set spending limit* and is accepted at millions of places worldwide, making life even more convenient for you.

Rewards and Benefits:

Features of our Visa Signature Card:



  • Earn 1 reward point for every $1 in purchases.†
  • Earn 1,000 bonus points the first time you use the card.†
  • Enjoy rewards with no annual fee.†
  • Intro 0% APR* for the first six billing cycles on purchases and balance transfers.
  • No preset spending limit.*
  • Visa Signature Benefits.
  • Personalize your credit card with your favorite image! Your first two images are free and each additional image thereafter is $4.95. All fees will be rebated back to you if any purchase is made within 60 days of the picture card approval.
  • Make your credit card payment online - FREE.
  • eStatements - free online statements, no more paper!
  • Online access to current and up to 36 months past statements.
  • Priority Alerts, free e-mail updates about the status of your accounts.

Start earning Rewards today! Apply for the Visa® Signature Card - it's fast, safe and you could be instantly approved!


Other Remarks:

†Complete details, including restrictions, limitations and exclusions, as well as the Terms and Conditions for your Rewards, are available in the Cardmember Benefits Booklet you'll receive when you become a Cardmember.


Please Note: If you do not qualify for a Visa® Signature Card with First AirMiles RewardsSM, you may receive a Platinum Edition® Visa® Card with First AirMiles RewardsSM instead. The Platinum Edition® Card with First AirMiles RewardsSM does have a $34.95 redemption fee applicable for travel within the continental U.S., Canada, Mexico, and the Caribbean, and $44.95 for international travel redemptions. Please see the Summary of Credit Terms for additional information.


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Consumer Card Rate Comparison

APR9.99%
Avg. APR**12.22%
Annual Fee$0
Avg. Annual Fee**$8.01

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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