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This is a special offer. Please see the offer details for more information.This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Excellent Credit $0 None 14.99% to 18.99%* Cash Back 20 DaysConsumer  

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BucksBack Platinum Edition Visa Card

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BucksBack(SM) Platinum Edition® Visa® Card

Quick Summary:
This is a Visa cash back rewards card issued by First National Bank Omaha. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 14.99% and may be as high as 18.99%, depending on your credit worthiness*.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 14.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.49% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 758 is recommended for a higher chance of approval for the BucksBack(SM) Platinum Edition® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the BucksBack(SM) Platinum Edition® Visa® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 758, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:


  • Receive $50 the first time you use your card*
  • Earn cash back on every purchase*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Consumer Card Rate Comparison

APR14.99%
Avg. APR**11.8%
Annual Fee$0
Avg. Annual Fee**$9.65

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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