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The Humane Society of the United States® WorldPoints® Platinum Plus® Visa® CardQuick Summary:
This Visa charity rewards card is issued by Bank of America. A percentage of your spendings should be expected to be given to charity. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.99*% Variable - 19.99*% Variable and may be as high as 19.99%*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR as low as 0.00% 12 billing cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.74% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is a charity rewards card, where you might expect rewards to be given to charity. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 695 is recommended for a higher chance of approval for The Humane Society of the United States® WorldPoints® Platinum Plus® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for The Humane Society of the United States® WorldPoints® Platinum Plus® Visa® Card is at least 25 days*. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 695, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Contribution: Bankof America will provide $.25 for every $100 in purchases you make with this exclusive card to The Humane Society of the United States® (HSUS)
- WorldPoints® rewards: Redeem points for Cash, travel with no blackout dates, hotel rewards, car rentals, brand-named merchandise, gift certificates and more
- Ultimate Access™ rewards: An exclusive benefit that allows you to redeems points for exclusive collectibles, once-in-a-lifetime experiences, sports memorabilia, marquee events and more
- Rewards begin at: 2,500 points
- Points: Earn 1 point for every $1 in net retail purchases
- Points Limit: None
- Points Expire: 5 years
- Platinum Plus® Visa® Credit Card
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 11.99*% Variable - 19.99*% Variable | | Avg. APR | 12.49%** | | Annual Fee | $0* | | Avg. Annual Fee | $10.08** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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