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Humane Society of the United States®Quick Summary: This MasterCard charity rewards card is issued by Bank of America. A percentage of your spendings should be expected to be given to charity. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90%.APR's: There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards: This is a charity rewards card, where you might expect rewards to be given to charity. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 699 is recommended for a higher chance of approval for the Humane Society of the United States®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Humane Society of the United States® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 699, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: Key benefits
- Bankof America will provide $.25 for every $100 in purchases you make with this exclusive card to The Humane Society of the United States® (HSUS)
- Free HSUS tee-shirt after qualifying use(s) of your new account§
- Absolute fraud protection against unauthorized use, online and offline
- Access to the MyConciergeSM service, a unique personal assistance service**
- Secure Online Account Access and electronic bill payment service
- 24 hour Customer Service
Rewards
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§§
- UltimateAccess™ rewards an exclusive benefit of your WorldPoints credit card that gives you the ability to redeem for exclusive collectibles, memorable tailor-made experiences, unprecedented access to sports and entertainment personalities, access to marquee events, exclusive designer items, sports memorabilia, and once-in-a-lifetime experiences
- Earn 1 point for every $1 in net retail purchases§§
- Rewards begin at only 2,500 points§§
- No limit to the number of points you can earn each year§§
- Points do not expire for 5 years§§
Pricing
- No annual fee
- 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles† (subject to a 3% transaction fee, no less than $10
- Low standard APR of 7.9% for Platinum Plus® accounts or 13.99% for Preferred accounts on purchases†
- After your introductory rate expires, you will receive the standard APR for cash advance checks and balance transfers, currently ranging from 7.9% to 13.99%.† Please note that you will lose your introductory rate if you exceed your credit limit, close your account or are late with a payment
- All payments you make will be applied to lower rate balances first
Other Remarks:
* Please see website terms and conditions.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.22% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.01 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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