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Chase PerfectCard™ MasterCard®Quick Summary: This is a MasterCard gas or fuel rewards card issued by Chase. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99% and may be as high as 19.99%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 6 months. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate. Rewards: This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 735 is recommended for a higher chance of approval for the Chase PerfectCard™ MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Chase PerfectCard MasterCard is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 735, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.
Rewards
and Benefits:
- Perfectly Rewarding
- 6% rebate on all gas purchases made at any gas station for the first 90 days.
- After that, you'll earn a 3% rebate on all gas purchases.
- Earn a 1% rebate on all other purchases everywhere MasterCard® is accepted
- 0% Introductory APR* on purchases and balance transfers
- All the rebates you earn are automatically credited towards your future purchases
- Worldwide acceptance
- Generous credit line
- Automatic Travel Accident Insurance
- Purchase Protection
- No annual fee
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 10.99% | | Avg. APR** | 12.11% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.38 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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