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Credit Builder®Quick Summary:
This Other offer is issued by Credit Positive. This is a secured card that does not issue a traditional line of credit. Many consumers use secured cards to help establish or re-build their credit ratings as long as the issuer reports to credit bureaus (see offer details below about reporting information).APR's:
A 0% APR is listed for this card, meaning that balances may need to be paid in full each month as charge cards specify, or there is a special program regarding payment. Due to the limited information we have about this rate, we advise you to read the offer details along with the terms and conditions in full. Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 0.00% may be considered as a higher importance than rewards. Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO score of at least 350 is recommended for a higher chance of approval for the Credit Builder®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
This card is intended for people that want a secure line of credit. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 350, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: Credit Builder – Helping thousands improve their credit rating quickly and easily.
Rewards
and Benefits:
- Complete our easy 2 step application form
- We then report monthly payments to the credit bureaus
- This allows you to build your credit rating
Other Remarks:
Finance Globe wants you to understand that this is not a credit card. High fees apply for use and membership of this card. We advise you to read the terms and conditions on the application page carefully before applying or sending personal information.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Secured Card Rate Comparison
| APR | 0.00% | | Avg. APR** | 6.99% | | Annual Fee | See Terms | | Avg. Annual Fee** | $27.33 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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View rates and fees for all cards.
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