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Card Basics

 

Type Credit Needed Category Annual Fee Intro APR Regular APR Rewards Grace Period
Discover Good Credit, Above Average Credit Consumer $0* N/A* 22.90%* (Variable)* Cash Back 23 Days*

Wal-Mart Discover Card

Related Card Offer:
Upromise World MasterCard®
APR:12.99 - 20.99%* (V)
Intro APR:0.00%
Annual Fee:$0
Rewards:Cash Back
Upromise World MasterCard®
Apply Now

Wal-MartŪ DiscoverŪ Card

Quick Summary:
This is a cash back rewards card issued by GE Money. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 22.90%* (Variable)*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 19.65% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 655 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Wal-MartŪ DiscoverŪ Card is at least 23 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 655, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:


  • Earn up to 1% cash back on all purchases*
  • Accepted everywhere you see the Discover® Network Acceptance Mark
  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability




* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 

 


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Consumer Card Rate Comparison

APR22.90%* (Variable)*
Avg. APR16.32%**
Annual Fee$0*
Avg. Annual Fee$45**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

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