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Wal-Mart® Discover® CardQuick Summary:
This is a Discover cash back rewards card issued by GE Money. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.87% and may be as high as 18.87%, depending on your credit worthiness*.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.87% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 4.12% to the U.S. prime rate. Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 720 is recommended for a higher chance of approval for the Wal-Mart® Discover® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Wal-Mart® Discover® Card is at least 25 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". Approval Rate:
There were 7 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 71% of those applicants were approved. This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 720, then your chance of approval may be greater than other applicants. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- No interest on purchases of $250 or more if paid in 12 months
- Save 3 cents per gallon at Wal-Mart stations
- No annual fee
- Accepted at Sam's Club
- Up to $100 cash advances when you make a purchase
- Earn up to 1% cash back on all purchases
Apply Now!
*Please view and verify the card offer's terms and
conditions regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.87% | | Avg. APR** | 11.98% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.14 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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