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Miles by Discover® Card

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 789 is recommended for a higher chance of approval for the Miles by Discover® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Miles by Discover® Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

Approval Rate:
The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 789, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• 12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months
  
• Double Miles on up to $3,000 in travel and restaurant purchases each year
  
• Book any travel, anytime with no blackout dates or restrictions
  
• 1 Mile for every $1 on all your other purchases
  
• Unlimited Miles that never expire*
  
• No Annual Fee
  
• Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.