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Discover® More® Card - No Balance Transfer Fee*Quick Summary:
This is a cash back rewards card issued by Discover Card. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99%* and may be as high as 19.99%*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 0.00% for 12 Months *.There is also a purchase introductory APR of 0.00% for 12 Months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.
There is no annual fee for this card.* Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 715 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Discover® More® Card - No Balance Transfer Fee* is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 715, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: - Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 10.99-19.99% (Fixed)* | | Avg. APR | 15.89%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.98** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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