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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Discover Fair Credit $0* 0.00% for 9 Months on Purchases 13.99%* - 20.99%* (Variable)* Cash Back 25 Days*Student  

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Discover® Student Card

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Related Card Offer:
Discover® Student Clear Card
APR: 13.99 - 20.99%* (V)
Intro APR: 0.00%
Annual Fee: $0
Rewards:Cash Back
Discover® Student Clear Card
Apply Now

Discover® Student Card

Quick Summary:
This is a cash back rewards card issued by Discover Card. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 13.99%* and may be as high as 20.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a purchase introductory APR of 0.00% for 9 Months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Applicants should have fair credit for increased chances of approval.

Other Basics:
The grace period listed for the Discover® Student Card is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 50% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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Student Card Rate Comparison

APR13.99%* - 20.99%* (Variable)*
Avg. APR14.02%**
Annual Fee$0*
Avg. Annual FeeNot Available

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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