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Capital One® Spark (SM) Cash for Business

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $59 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

The approval rate for this card is moderately high. Furthermore, if your FICO score is close to or higher than 735, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Earn 2% cash back on every purchase, every day
• Get a $100 cash bonus - just spend $1,000 within the first 3 months
• Receive a $50 cash bonus by signing up for one or more employee cards
• Enjoy award-winning small business customer service
• $0 intro annual fee for the first year; $59 after that
• Redeem cash rewards anytime, for any amount, even set up automatic redemption
• Earn unlimited cash rewards that don't expire

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.