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United MileagePlus® Explorer Card

Important Rates:
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $95 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 704 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the United MileagePlus® Explorer Card is at least 21 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.

The recent approval rate for this card is very high. Furthermore, if your FICO score is close to or higher than 704, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Earn up to 40,000 bonus miles & first year free, a $95 value*
• Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
• Board your flight before general boarding with priority boarding privileges
• Visit the United Club with two complimentary day passes every year, up to a $100 value
• Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
• Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
• Your miles don't expire and there is no limit to the number of miles you can earn

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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