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nRewards® Visa® or MasterCard®Quick Summary:
This Visa rewards card is issued by Navy Federal Credit Union and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 8.99%* (Variable)*.Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.74% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 682 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the nRewards® Visa® or MasterCard® is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There were 5 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
The approval rate for this card is moderately high. Furthermore, if your FICO score is close to or higher than 682, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.
Offer Details:
Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.*
- 2,000 points for $10 gift card from Startbucks or Applebee's
- 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
- 7,500 points for $75 Gap® or Navy Federal Visa® Awards Card
- Redeem points for gift cards and merchandise
- Rates as low as 8.99%
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 8.99%* (Variable)* | | Avg. APR | 15.69%** | | Annual Fee | $0* | | Avg. Annual Fee | $43.39** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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