Choose n Charge® from Seventh AvenueQuick Summary:
This Store offer is issued by Seventh Avenue. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 5.5%* and may be as high as 23.99%*, depending on your credit worthiness*.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.
There is no annual fee for this card.*
This is not a rewards card.
Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 591 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the Choose n Charge® from Seventh Avenue is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 591, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks.
Choose 'n Charge: the convenient credit plan from Seventh Avenue ®
- BUY NOW, PAY LATER. No down payment (subject to final credit approval)
- Monthly payments as low as $20 (see payment terms)
- Use it for online and catalog orders
- Earn higher credit limits as you build your credit with us
APR's fluctuate, 21% up to $750; 18% over $750
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
|It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.
||Search Options: |
Consumer Card Rate Comparison
|APR||5.5%* - 23.99%*|
|Avg. Annual Fee||$44.42**|
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
View rates and fees for all cards.