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Related Card Offer: Citi® Diamond Preferred® Card APR: 11.99 - 21.99%* (V) Intro APR: 0.00% Annual Fee: $0 Apply Now

PNC FlexSM Visa® Credit Card

Important Rates:
There is a balance transfer offer APR of 1.99% for 15 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.74% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 685 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the PNC FlexSM Visa® Credit Card is at least 21 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 50% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 685, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

No need for rewards? We're bringing back the basics of using credit with a longer introductory offer, a lower rate thereafter, and great service and convenience. You'll be able to enjoy peace of mind with PNC Security Assurance while protecting your PNC Checking account with Optional Overdraft Protection.

• Save Money - No Annual Fee and Low Rates
  
  
  
  • Introductory 1.99% APR for the first 15 billing cycles following account opening on Balance Transfers.¹ Then a variable APR, currently 7.99% to 19.99%.² This APR will vary with the market based on the prime rate.
    
  • Purchase APR as low as 7.99%³
    
  
  
  
• Protect Yourself and Your Accounts -
  
  
  
  • Optional Overdraft Protection on your checking account
    
  • PNC Security Assurance for fraud and identity theft protection
    
  • Verified by Visa online password protection
    
  • Zero Liability  for fraudulent charges
    
  
  
  
• Convenient & Easy Online Services -
  
  
  
  • Account Alerts for balance, payment and transactional information
    
  • Set up Automatic Payments
    
  • Balance Transfers made easy
    
  
  
  
• Enjoy Visa Benefits* - Auto Rental Insurance, Roadside Dispatch, Travel and Emergency Assistance and more
  

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.