OfficeMax® Visa Signature® CardQuick Summary:
This is a Visa rewards card, issued by U.S. Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 8.99%* and may be as high as 17.99%* (Variable)*, depending on your credit worthiness*.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.74% to the U.S. prime rate.
There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 738 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the OfficeMax® Visa Signature® Card is at least 24 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 738, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks.
Turn purchases into points, turn points into a variety of rewards including a $25 OfficeMax® gift card, travel, merchandise or cash! You can be flexible on how you redeem your points.
- Earn 3 points for every $1 spent at OfficeMax stores and officemax.com and earn 1 point for every $1 spent everywhere else Visa cards are accepted.
- When you combine the OfficeMax Visa Card with a MaxPerks® Rewards Program membership (you're automatically enrolled when you get the card) you earn 8% in rewards on OfficeMax® purchases. You can redeem 2,500 for a $25 OfficeMax gift card or choose a variety of other rewards including travel, other gift certificates or cash.
- Visa® Signature® Card
- 1,000 Bonus Points with first purchase and No Annual Fee
- Earn 3 points for every $1 spent at OfficeMax and officemax.com
- Earn 1 point for every $1 spent with no point cap and unlimited ways to redeem
* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
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Consumer Card Rate Comparison
|APR||8.99%* - 17.99%* (Variable)*|
|Avg. Annual Fee||$45.2**|
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
View rates and fees for all cards.