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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Excellent Credit $0* / $40* 0.00% for 6 Billing Cycles on Balance Transfers 13.99%* - 23.99%* (Variable)* Cash Back 24 Days*Consumer  

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FlexPerks Cash Rewards Visa

Related Card Offer:
Capital One® Cash Rewards - Excellent ...
APR: 12.90 - 20.90%* (V)
Intro APR: 0.00%
Annual Fee: $0
Rewards:Cash Back
Capital One® Cash Rewards - Excellent ...
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FlexPerks Cash Rewards Visa

Quick Summary:
This is a Visa cash back rewards card issued by U.S. Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 13.99%* and may be as high as 23.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR of 0.00% for 6 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 10.74% to the U.S. prime rate.

There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $40 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 728 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the FlexPerks Cash Rewards Visa is at least 24 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 728, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

The U.S. Bank FlexPerks Cash Rewards Visa Credit Card is the card that returns cash to you! Get a full 1% cash back on all your purchases, then redeem anytime with as little as $20 earned. That's hassle-free! Plus, with Visa's Zero Liability Policy, you can rest assured that every purchase is secure€â€you pay nothing for unauthorized transactions.

Plus, earn 3% Cash Back on all gas purchases for the first 90 days. Visit your favorite station or your most convenient station. Either way, you can rest assured that you'll be maximizing your rewards potential. Apply Now



Other Remarks:

Annual Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $40.



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR13.99%* - 23.99%* (Variable)*
Avg. APR16%**
Annual Fee$0*
Avg. Annual Fee$11.57**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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