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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Fair Credit $50* None 12.99%* - 19.99%* (Variable)* Airlines 24 Days*Consumer  

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SKYPASS Visa Classic (Korean Air)

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SKYPASS VisaŽ Classic (Korean Air)

Quick Summary:
This is a Visa airline rewards card issued by U.S. Bank. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 12.99%* and may be as high as 19.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.74% to the U.S. prime rate.

There is an annual fee of 50* for this card.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 671 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the SKYPASS VisaŽ Classic (Korean Air) is at least 24 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 671, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

The SKYPASS Visa Classic Credit Card offers purchasing power and exclusive rewards. With this card, you'll enjoy the legendary service of Korean Air, superior benefits, travel rewards and more. Every time you use your card, you'll earn SKYPASS miles.

  • 3,000 SKYPASS Bonus Miles with your first purchase*
  • Earn one mile for every $1 net purchase
  • 1,000 Bonus Miles at renewal*
  • $250,000 in Travel Accident Insurance*





* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR12.99%* - 19.99%* (Variable)*
Avg. APR16%**
Annual Fee$50*
Avg. Annual Fee$11.57**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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