|
|
Wells Fargo Rewards® Visa®Quick Summary:
This Visa rewards card with flexible options is issued by Wells Fargo. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.15%* and may be as high as 23.15%* (Variable)*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 3.90% for 6 Months*.There is also a purchase introductory APR of 0.00% for 6 Months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.9% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 725 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Wells Fargo Rewards® Visa® is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 725, then your chance of approval may be even greater. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details: Our most popular credit card offers introductory purchase APRs as low as 0%, tools to help you manage your spending and rewards for purchases you make - all for no annual fee.
- Get more from your purchases by earning 1 rewards point for $1 spent on your credit card.*
- Earn rewards points faster when you enroll your check card in the program.*
- Choose the rewards that fit your lifestyle. We offer hundreds of rewards options including airfare - that lets you travel anywhere/anytime, gift cards, cash rebates, travel packages, merchandise and more. With redemptions starting at 650 points.
- Earn bonus points. Shop your favorite retailers through our Earn More Mall(SM)
site and earn up to 16 bonus points per $1 in eligible purchases.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
|
It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.
| |
 |
Search Options: | | |
Consumer Card Rate Comparison
| APR | 11.15%* - 23.15%* (Variable)* | | Avg. APR | 15.85%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.7** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
Options:
View rates and fees for all cards.
|
