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Related Card Offer: Citi® Diamond Preferred® Card APR: 11.99 - 21.99%* (V) Intro APR: 0.00% Annual Fee: $0 Apply Now

USAA Rewards World MasterCard®

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 709 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the USAA Rewards World MasterCard® is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 12 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 709, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

Get great rates and no annual fee

• Variable rates as low as 9.9% APR on purchases, balance transfers, and cash advances.*
  
• No annual fee.
  

Earn points toward purchases. When you choose USAA Rewards™:

• Get 2,500 rewards bonus points credited to your account after your first purchase.*
  
• Earn one point for every dollar in credit card purchases with no cap or expiration date on points.*
  
• Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.
  

Enjoy travel and retail benefits*

• Emergency assistance, roadside assistance and concierge service.
  
• Collision damage waiver coverage pays for physical damage and theft to most rental vehicles with an MSRP (manufacturer's suggested retail price) of $50,000 or less when the eligible card is used to initiate and pay for the entire rental transaction.
  
• Zero liability coverage if your card is lost or stolen.
  
• Travel accident insurance up to $1 million.
  

USAA membership required. Please visit the member eligibility page, or call 1-800-365-USAA for details.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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