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Anne Geddes Platinum Visa® CardQuick Summary: This Visa charity rewards card is issued by Bank of America. A percentage of your spendings should be expected to be given to charity. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 12.99%.APR's: There is an introductory APR as low as 1.90% for 6 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.99% to the U.S. prime rate. Rewards: This is a charity rewards card, where you might expect rewards to be given to charity. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 706 is recommended for a higher chance of approval for the Anne Geddes Platinum Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Anne Geddes Platinum Visa® Card is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 706, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Help children in need and earn Anne Geddes Rewards with every purchase – at no additional cost to you
- Earn one point for each dollar in qualifying purchases
- Earn 2,000 Anne Geddes Rewards points after your first purchase,
- Earn 1,000 anniversary Anne Geddes Rewards Points each year
- A percentage of every purchase will be donated to the non-profit Geddes Philanthropic Trust at no extra cost to you;
- Card issued by FIA Card Services, NA.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 12.99% | | Avg. APR** | 12.26% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.01 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
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