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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Store Above Average Credit $0* None 25.99%* (Variable)* Store Specific 25 Days*Consumer  

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CompUSA Preferred Account

Related Card Offer:
Capital One® Platinum Credit Card
APR: 24.90%* (V)
Intro APR: None
Annual Fee: $0
Capital One® Platinum Credit Card
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CompUSA Preferred Account

Quick Summary:
This is a Store rewards card, issued by CIT Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with an above average credit history. APR's may vary among applicants, however the lowest standard APR is 25.99%* (Variable)*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 503 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the CompUSA Preferred Account is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 503, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Now you can enjoy No Interest if paid in full in up to 18 Months when you use your CompUSA Preferred Account. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months.


  • Customized for shopping at CompUSA.
  • Offers you more of the benefits you want such as members-only benefits, special financing offers, and "Zero Fraud Liability" protection.

    It only takes a few seconds to apply...


  • Just choose the CompUSA Preferred Account at checkout.
  • With instant online approval, you can start using your CompUSA Preferred Account immediately to buy any of the products on our web site.

    Other Remarks:

    ** Grace Period for Standard and Promotional Purchases. Lender will not assess a Finance Charge on Standard or Promotional Purchases during any Billing Cycle in which payments and credits made on or before the Payment Due Date reduce the outstanding balance on Standard and Promotional Purchases (excluding purchases made during the Billing Cycle, Promotional Purchases subject to a Deferred Payment Option and Promotional Purchases subject to a Deferred Interest Option) to zero or to a credit balance. The Grace Period does not apply to a Promotional Purchase subject to a Deferred Payment Option or subject to a Deferred Interest Option.



    * Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

     

     


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    Consumer Card Rate Comparison

    APR25.99%* (Variable)*
    Avg. APR15.85%**
    Annual Fee$0*
    Avg. Annual Fee$6.7**

    **  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

    Options: View rates and fees for all cards.

     

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