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TD Easy Rewards(SM) Platinum Visa® Credit CardQuick Summary:
This Visa rewards card with flexible options is issued by TD Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.24%* and may be as high as 21.24%* Variable*, depending on your credit worthiness*.Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 706 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the TD Easy Rewards(SM) Platinum Visa® Credit Card is at least 25 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 706, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: Our Easy Rewards Platinum credit card makes it easy to earn points for the rewards you want.
- Earn 1 point for every $1 spent on eligible purchases*
- Redeem your points for travel, gift cards or merchandise with no blackout dates or redemption fees
- No point limits €“ earn as many as you want
- Points do not expire
- No annual fee
You can also take advantage of these additional Visa features and benefits:
- Cardholder inquiry service
- Emergency card replacement and emergency cash disbursement
- Lost/stolen card reporting
- Visa Zero Liability
- Auto rental collision damage waiver
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 11.24%* - 21.24%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
Options:
View rates and fees for all cards.
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