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FlexPerks(SM) Select Rewards VisaŽ CardQuick Summary: This is a Visa airline rewards card issued by U.S. Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.99%* and may be as high as 22.99%* Variable*, depending on your credit worthiness*.Important Rates: There is an introductory APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.74% to the U.S. prime rate.
There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $40 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information. Rewards: This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 761 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the FlexPerks(SM) Select Rewards VisaŽ Card is at least 24 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There was 1 person that reported the application status to us after applying. The applicant was not approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 761, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: The FlexPerks Select Rewards Visa Card offers a variety of ways to earn points, with a large selection of rewards. Cardmembers will earn FlexPoints for each dollar spent with the card and can redeem them for merchandise, gift cards, travel or even an account statement credit.
- 0% APR for the first six months on balance transfers*
- 5,000 Bonus FlexPoints after you spend $250 in net purchases*
- No annual fee the first year and every year that you make a purchase*
- Earn one FlexPoint for every two dollars you spend*
- Redeem FlexPoints for air travel, merchandise, gift cards and statement
credit*
- Get a discounted Hideaways AficionadoŽ Club Silver Membership*
Other Remarks:
Annual Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $40
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 11.99%* - 22.99%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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